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that works.
Brought to you by the same technology that powers Nigeria’s most trusted POS, Moniepoint offers you a reliable personal banking experience.
Bank with Moniepoint.
Enjoy a transfer success rate of 99.9% and experience seamless payment transfers. Need to pay some bills, pay a business or send money to a friend? Moniepoint transfers go through every time. We mean it.
Instant Debit cards that always work
If transfers aren’t your jam, we get it. Request a debit card and have it delivered to you within 48 hours. Activate it in minutes, and start using it right away.
One app for all your banking needs
Need to manage your money with ease? We know that your money is important to you, and we take that seriously. Manage your money, make payments and pay bills all from our banking app.
Seamless transactions that always go through
Enjoy Smooth Money Moves! Transfer funds to loved ones, buy airtime and settle bills effortlessly. At Moniepoint, we keep your financial happiness flowing!
Other Benefits
More Reasons to Bank with Moniepoint
Advanced Safety MeasuresState-of-the-art security
Moniepoint uses up-to-date cybersecurity technology to protect your information and prevent unauthorized use
InsuranceProtection and peace of mind
Your funds are insured for up to N250,000 by the Nigerian Deposit Insurance Corporation.
Simple Limit UpgradeUpgrade Your Limits Easily
Reach for the Stars! Effortlessly upgrade your transaction limits and explore new financial possibilities.
Virtual CardExtra Layer of Security
Stay secure while shopping online with our virtual card feature. Shop confidently, knowing your actual card details are protected.
99.9% reliabilitySay goodbye to downtimes
Pay anywhere with confidence using a banking solution that always never goes offline.
Anytime, anywhereRound the Clock support
We’re always here to talk. Reach our support team however you need to - by phone, email, in the app, or check out the Help Center.
Open an account in 5 minutes
1
Fill in your details and verify your phone number
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2
Get verified with your BVN and KYC details
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3
Fund your account to start making transfers.
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4
Access your account dashboard and apply for an expense card.
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Blogs & Articles
Discover the roadmap to financial success! Stay updated with the latest tips and trends on our blog
Product Updates
August 5, 2025
Keeping USSD Reliable: Why Moniepoint Is Adding a ₦10 Transaction Fee
by Chidinma Nwonye
Business Tips
July 2, 2025
How to Turn Your Side Hustle Into a Profitable Business in Nigeria
by Chidinma Nwonye
Business Tips
July 2, 2025
New Grad in Nigeria? Your 90-Day Money Game Plan to Start Strong
by Chidinma Nwonye
News
July 2, 2025
New Cashbacks Available For POS Merchants!
by Moniepoint MFB
Business Tips
June 4, 2025
Good Debt Vs Bad Debt: How to Tell the Difference
by Chidinma Nwonye
Business Tips
June 4, 2025
Borrow Smart: 5 Rules Every Nigerian Should Know Before Taking a Loan
by Chidinma Nwonye
Business Tips
June 2, 2025
How to Make Money while you Sleep - 18 Passive Income Ideas
by Mayrose Agbalugo
Business Tips
June 4, 2025
Want Financial Freedom? 8 Habits You Need to Start Now
by Chidinma Nwonye
Business Tips
May 5, 2025
How To Develop A Saving Plan That Works - A Step-By-Step Guide
by Moniepoint MFB
Frequently Asked Questions
